FIVE years ago, Kelvin Bermingham was planning for retirement and realised he needed a wealth creation strategy.
Today he owns 15 properties in a portfolio valued at $3.7 million and is set to go on a world holiday with the profits.
Like many in his position, Mr Bermingham, 54, faced a dilemma. Is it best to invest in property that offers high capital growth or strong rental yield?
“You have to have a blend of both, especially with interest rates going up,” he said.