Capital Gain Or Rental Income?

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FIVE years ago, Kelvin Bermingham was planning for retirement and realised he needed a wealth creation strategy.

Today he owns 15 properties in a portfolio valued at $3.7 million and is set to go on a world holiday with the profits.

Like many in his position, Mr Bermingham, 54, faced a dilemma. Is it best to invest in property that offers high capital growth or strong rental yield?

“You have to have a blend of both, especially with interest rates going up,” he said.

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